Generations: Tackling the 529Oct 1, 2008,By Kevin McKinley There are a few major things to consider as you help your clients set up 529 college savings plans... Something’s Gotta Give: Getting Good At GivingOct 1, 2008,By Kevin McKinley When it comes to giving money away, the only hard part for your clients should be accumulating the wealth in the first place... Case Study: SMAs TalkSep 1, 2008,By John Kador An advisor turns to outside separate accounts manager to help him turn a sophisticated prospect with tax-management issues into a client.... Something’s Gotta Give: The Invisible DonorSep 1, 2008,By Kevin McKinley Formal, public recognition of donors large and small has long been a no-cost way for charities to say “thank you” to those who provide financial support to a particular cause.... CRUTS And CRATSJun 1, 2008,By Kevin McKinley April's column discussed charitable lead trusts, and why the vehicles might be an optimal solution for wealthy clients who wish to give more money to... Student Loans At A TrickleJun 1, 2008,By Kevin McKinley Last month's column discussed why clients with college-bound children should not only permit themselves to borrow money to pay for education expenses,... College CreditMay 1, 2008,By Kevin McKinley Given a choice, most of your clients would rather pay for their kids' college education from accumulated savings or an overabundance of current income... Roth To RichesApr 1, 2008,By Kevin McKinley It is a delicious bit of irony that the high-income earners who usually foot a disproportionate share of the federal income-tax bill are also (by definition)... Roth To The RescueMar 1, 2008,By Kevin McKinley The Roth IRA turns 10 years old in 2008, and chances are that some of your clients are among the 17 million Roth IRA owners who would happily celebrate... All In The FamilyFeb 1, 2008,By Kevin McKinley There are a few things you can do to help facilitate loans between a client and a family member.... Weathering The Storm With CDsJan 1, 2008,By Kevin McKinley A generation ago, retiring clients usually had most of their money locked up in certificates of deposit at the local bank. Simplicity, predictability,... Art Planning, For Everyone's SakeDec 1, 2007,By John Churchill One would think a client's collection of 50 cars, let alone 50 Corvettes, would be hard for a team of financial advisors and estate planners to ignore.... Giving Odd Lots To A Good CauseDec 1, 2007,By Kevin McKinley Financial Advisors may discuss charitable giving with clients for the same reason that most people choose to give in the first place: It's the right thing... Office SpaceDec 1, 2007,By Anne Field It was a less than ideal situation. When Jeffrey Keefe left his job as a financial advisor with Ameriprise to start his own Portsmouth, New Hampshire-based... Sell Now To Save Clients LaterDec 1, 2007,By Kevin McKinley As the Dow Jones Industrial Average blasted to record highs recently, everyone but the short-sellers celebrated the accomplishment. While the day-traders... The Next 401(k) PlanNov 1, 2007,By Stan Luxenberg When 401(k) plans appeared in the 1980s, some Wall Street observers hailed the accounts as an innovative step in the evolution of capitalism: opening... Tax Planning: In House or Out?Nov 1, 2007,By Anne Field For the past few years, Mark Kemp has offered low-cost income-tax preparation services to the mostly middle-income clientele of his Plymouth Meeting,... Giving Away An IRANov 1, 2007,By Kevin McKinley Tis the season for giving and receiving, as well as for high-pressure television ads that force you to search frantically for the button on the remote... Sell, It’s The Democrats!Sep 1, 2007,By John Churchill The Party of Roosevelt is talking a lot about taxes these days, about fairness and about how fat-cat hedge fund managers pay taxes at lower rates than... Politics, Taxes And FearSep 1, 2007,David A. Geracioti Editor-In-Chief In general, Registered Rep. tries to stay out of politics. But the 2008 presidential election has already captured my attention. Sensing a demoralized... The Kids Can't Catch a (Tax) BreakAug 1, 2007,By Kevin McKinley Until recently, astute high-net-worth parents wishing to fund their children's future education expenses could save a bundle in taxes by transferring... To Heir Is DivineJun 1, 2007,By Bob Margolis There are a number of smart strategies you can use to help your small business clients pass their business assets on to heirs. ... Tax Day For Millions of Citizens Is More Like Pay DayApr 17, 2007,By David A. Geracioti Now that most people have put their tax returns in the mail (or applied for extensions), it’s interesting to take a look at who is paying the lion’s share of taxes in the United States. We here at Registered Rep. try to avoid politics (well, except for our ongoing arguments in the newsroom, which pit a free-market libertarian—that’s right singular—against more traditionally “liberal” staffers). Today’s New York Post cites a Congressional Budget Office report that says that “the rich” (defined as the top 40 percent of earners) pay almost all of the personal income tax collected by the U.S. government. The richest 1 percent pay one-third of all personal income tax receipts—a 36 percent increase in their tax burden since 1979.)... Spend The Money and Have It, TooOct 1, 2005,By Kevin McKinley It's easy to forget that retired clients of relatively modest means can actually develop huge adverse tax consequences once they are forced to take minimum... Back to Tax SchoolSep 1, 2005,By Tracy Byrnes When clients are helping their kids adjust to the work that comes with the first few weeks of school, it's a great time to remind them that they have... IRAs and the IRSApr 1, 2005,Will Leitch A recent clarification from the Internal Revenue Service could change the way clients fund their individual retirement accounts and may eventually cut... Annuity AlternativesJan 1, 2005,By Robert S. Bernstein It's a rare event indeed when an IRS ruling is cause for celebration, but such was the case in April when the tax-meisters made some alternative deferred-compensation... When Taxes Hit (Second) HomeNov 1, 2004,By Susan L. Hirshman More clients are purchasing vacation homes a trend which can translate into more work, but also more opportunity, for full-service advisors. According... Calling on NonprofitsSep 1, 2004,By Susan L. Hirshman Since the passage of the Sarbanes-Oxley Act, publicly traded companies have had to comply with strict new governance standards. A significant part of... Rollover Advisor ManJul 1, 2004,By Susan L. Hirshman Rollovers inspire yawns in most advisors and not just because the word reminds them of their mattresses. Over the years, the subject of rollovers has... Budget Some TimeMay 1, 2004,By Susan L. Hirshman If last year's federal budget process teaches anything, it's this: Nothing's a sure thing. True, several of last year's most interesting proposed items... Taking the Ax Out of TaxMay 1, 2004,By Kevin McKinley When investors, particularly wealthy ones, approach retirement, they often embark on a process that sends financial advisors' salivary glands into overdrive:... Some Healthy InformationApr 1, 2004,By Susan L. Hirshman The bluesman Rev. Gary Davis once famously sang, They tell me it'll kill me, but they won't say when. He was referring, of course, to a very specific... New Year, New Tax LawsJan 1, 2004,By Susan L. Hirshman In most years the tax code is a must read in the worst sense of the phrase: advisors feel compelled to bone up only because it's pretty much an obligation... Predicting the Tax BillNov 1, 2003,By Susan L. Hirshman If you aspire to serving affluent clients, providing financial plans that help them budget and prepare for quarterly estimated taxes is a must. Unlike... |
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