
A look at all the annuities, long-term care and health insurance strategies to help you plan your clients’ retirement.
May 4, 2012
By Diana Britton
The battle to get annuities into 401(k) plans has been hard-fought, and it’s not over yet. ...
May 1, 2012
By Diana Britton
Fewer players, less attractive guarantees and a glut of complex features make annuities a tougher sell these days, but some say they're still the best game in town when it comes to income....
Dec 1, 2011
By Alan Lavine
This niche combo product provides guaranteed lifetime income to the beneficiary. It's a great option for clients with poor performing universal life and can be used in prenuptial or buy-sell agreements, and for fulfilling alimony payments....
Nov 15, 2011
By Alan Lavine
What do you get when you splice together a life insurance policy and an immediate annuity?
A reversionary annuity. Yes, that’s a mouthful, but it carries some of the advantages of each and is ideal for certain kinds of clients.
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Sep 1, 2011
By Diana Britton
The market has been flooded with new retirement income products, but are advisors and plan sponsors buying in?...
Sep 1, 2011
By Alan Lavine
Shorter durations, payment postponements are lowering costs....
Sep 1, 2011
By Kevin McKinley
Few clients have it, but many could use it. It's up to you to help them properly evaluate the costs and benefits....
Jul 1, 2011
Just a small segment of the advisor industry accounts for most of the sales of variable annuities in the U.S., so for insurers who are concerned about the long-term growth of the industry, getting more advisors on board to peddle their products is critical...
Sep 1, 2010
By Halah Touryalai
Variable annuities seem to be loved by financial advisors everywhere except in the RIA world. ...
May 1, 2010
By Jerry Gleeson
Often criticized for their high fees and their complexities, annuities are drawing renewed interest from investors who want security in the wake of the recent financial collapse....
Apr 8, 2010
By Jerry Gleeson
Providers of income securities for retirees and those close to retiring may have their work cut out for them, according to new findings by Cogent Research. ...
Dec 1, 2009
Advisors are finding that interest in investment protection needs has rocketed among clients....
Oct 1, 2009
By Alan Lavine
Sales of long-term care annuities, a kind of insurance against long-term care, have been declining this year. But industry watchers expect that trend...
Aug 1, 2009
By Christina Mucciolo
Large banks get more income from insurance business in 2008...
May 1, 2009
By Christina Mucciolo
Insurance companies are cutting benefits and hiking fees as their investment portfolios shrink...