http://registeredrep.com/columns/generations/ en-us http://registeredrep.com/columns/generations/finance_making_mortgage Clients with too much home equity and not enough retirement money can take advantage of record-low rates to shore up their savings and cut down their taxes. generations Tue, 01 Nov 2011 12:00:00 EDT http://registeredrep.com/columns/generations/finance_not_grandma_grandpa Anxious clients can find plenty of excitement in boring old savings bonds. generations Mon, 01 Aug 2011 12:00:00 EDT http://registeredrep.com/columns/generations/helping_clients_help_struggling_kids_0701 According to a recent survey conducted on behalf of American Express, 57 percent of twenty-somethings are still relying on their parents for financial support. No doubt the lingering economic crunch has certainly hurt many of your clients' “adult” children. But the same malaise is likely making it more difficult for the parents to comfortably offer as much monetary assistance as they once might have. Here are some cost-effective ways moms and dads can still provide valuable aid, without giving away all of their assets. generations Fri, 01 Jul 2011 12:00:00 EDT http://registeredrep.com/columns/generations/reverse_mortgages_preferable_to_selling_moms_home_0427 Many of your Boomer clients have elderly parents who are facing a seemingly unsolvable problem: how to produce enough income to cover increasing living costs without jeopardizing investment principal. But for families in the right situation, it’s possible to dramatically improve the cash flowing to the older parent, without risking the value of (or access to) her “rainy day” fund. Here’s how reverse mortgages can serve as an unorthodox solution to a common dilemma. generations Wed, 27 Apr 2011 08:00:00 EDT http://registeredrep.com/columns/generations/finance_going_home_again_0421 Passing ownership of the house to kids to shield it from being tapped for nursing home expenses is not always a good idea. Here's why, and some alternatives. generations Fri, 01 Apr 2011 12:00:00 EDT http://registeredrep.com/columns/generations/finance_tapping_annuity Five wise ways for retiring clients to make an annuity withdrawal. generations Tue, 01 Feb 2011 12:00:00 EDT http://registeredrep.com/columns/generations/finance_lump_coal_social The window for a do-over on benefits collection is almost closed. But there are other ways to augment retirement income in the short term aside from waiting longer to take benefits. generations Sat, 01 Jan 2011 12:00:00 EDT http://registeredrep.com/columns/generations/finance_maximizing_clients_funds How to decide when and how money is best withdrawn from college savings plans. generations Wed, 01 Dec 2010 12:00:00 EDT http://registeredrep.com/columns/generations/finance_better_borrow_higher Keep your cash. Today's federal lending programs offer low rates and flexible repayment plans. generations Mon, 01 Nov 2010 12:00:00 EDT http://registeredrep.com/columns/generations/finance_maximizing_social_security A file-and-suspend strategy can boost benefits for many of your married clients. generations Fri, 01 Oct 2010 12:00:00 EDT http://registeredrep.com/columns/generations/finance_social_security_tricks If clients start collecting their checks without a little advance planning, they could miss out on thousands of dollars they're entitled to. generations Wed, 01 Sep 2010 12:00:00 EDT http://registeredrep.com/columns/generations/finance_social_security_flip Repaying your Social Security and then refiling for benefits can be a winning strategy, netting you a better return than investment in a CD or an immediate annuity would. generations Sun, 01 Aug 2010 12:00:00 EDT http://registeredrep.com/columns/generations/finance_bringing_daddy A check list to help you help your clients' aging parents. generations Tue, 01 Jun 2010 12:00:00 EDT http://registeredrep.com/columns/generations/finance_pay_downslowly Making minimum payments on your mortgage, and even taking out a new mortgage, might be a wise idea in this economy. generations Thu, 01 Apr 2010 12:00:00 EDT http://registeredrep.com/columns/generations/finance_solution How college savings plans can help your clients cut taxes and rising education costs. generations Mon, 01 Mar 2010 12:00:00 EDT http://registeredrep.com/columns/generations/finance_navigating_estate_tax A few good moves you can make for clients in today's uncertain environment. generations Mon, 01 Feb 2010 12:00:00 EDT http://registeredrep.com/columns/generations/finance_hidden_treasures Here are a few strategies for uncovering assets and benefits your clients may not have even known about. generations Fri, 01 Jan 2010 12:00:00 EDT